SFR Portfolio Loan

VCREF offers a Single-Family Rental portfolio loan that gives Borrowers the ability to maximize their use of equity by obtaining long-term fixed rate financing for their investment properties.  With VCREF’s SFR portfolio loan, Borrower’s will be able to consolidate their debt under one loan, and either purchase new investment properties, or trim down their portfolio.  Our experienced SFR origination team will customize a loan to exactly fit the Borrower’s business strategy.

SFR Permanent Loan Parameters

  • Minimum of 3 properties
  • SFR, 2-4 unit properties, warrantable condos, single family detached, townhomes, PUD, 5-20 unit multifamily, modular homes, and leaseholds
  • 5, 7, and 10 Year Fixed Loans
  • Loan size of $500,000- $15,000,000
  • Purchase, Rate/Term Refinance, Cash Out Refinance
  • Up to 75% LTV
  • Amortizing and Interest Only options
  • Full or limited recourse
  • Sponsor(s) must demonstrate a combined net worth of at least 25% of the loan amount.
  • Foreign nationals are considered
  • Properties must be at least 90% occupied by the note date
  • Any properties not leased must be in lease-ready condition

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