SFR Portfolio Bridge Loan

VCREF’s SFR Portfolio Bridge Loan is available for SFR portfolios ranging from $500,000 to $15,000,000 that require renovation or lease-up and will roll into permanent financing at loan maturity.

Information

Bridge Loan For Transitional SFR Portfolios

Property Types

  • Single family
  • 2-4 unit
  • Small multifamily (5-20 units)
  • Condos
  • Townhomes
  • Modular homes
  • Leaseholds

Loan Scenarios

Purchase, rate-term refinance, and cash-out options

View SFR Portfolio Loan Matrix

SFR Portfolio Bridge Loan Parameters

  • Loan size $500,000 - $15,000,000
  • 2 years plus extension options
  • Interest only
  • Non-recourse
  • Minimum of 3 properties
  • 1% origination fee
  • LTV:  80% As- Is LTV, 90% LTC, 65% ARV LTV
  • No prepayment penalty
  • Draw up to 100% of renovation costs
  • Minimum occupancy of 0% at close and 90% by maturity
  • Net worth:  Liquid: 10% of loan amount – Net Worth: 40% of loan amount

Recent SFR Portfolio Loans

Featured Loans

$1,800,000 | 12-Property Portfolio

SFR Portfolio Loan in Texas

$5,400,000 | 26-Property Portfolio

SFR Portfolio Loan in Connecticut

$2,500,000 | 20-Property Portfolio

SFR Portfolio Loan in Texas

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